Texas Real Estate Office is approved for FHA loansRest assured that Texas Real Estate Office is an FHA-certified appraisal provider in TX. If you have an FHA-mortgage, be sure to call Texas Real Estate Office, as we are approved and certified to handle FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Texas Real Estate Office is well-trained on how to comply with the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are built to benefit low-to-moderate income buyers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely useful to those homebuyers with less accumulated starting capital. |